🏦 Bank Loans vs. Non-QM vs. DSCR vs. SBA — Which Mortgage Loan Is Right for You? 📊

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 25/02/2026

Bank Loans vs. Non-QM vs. DSCR vs. SBA — Which One Fits Your Situation? Most borrowers don’t have a loan problem. They have a fit problem. As a mortgage broker in Katy, Houston, and across Texas, I don’t push products. I structure solutions. The key is matching the right borrower profile with the right underwriting model.